Books On Indexed Universal Life

Universal Life Insurance Premium Increases

If you're going to use a small-cap index like the Russell 2000, you might want to stop and think about why a great index fund firm, like Lead, doesn't have any kind of funds that follow it. The reason is because it's a poor index.

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I have not also addressed the straw guy right here yet, and that is the fact that it is fairly unusual that you in fact have to pay either tax obligations or significant commissions to rebalance anyway. I never ever have. A lot of intelligent investors rebalance as long as possible in their tax-protected accounts. If that isn't rather enough, very early collectors can rebalance totally utilizing new contributions.

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Whole Life Versus Universal Life

And of program, no one needs to be acquiring loaded common funds, ever. It's really too negative that IULs don't function.